What is Linker Finance?

Linker Finance is a comprehensive digital banking platform tailored for banks seeking to expand their digital footprint and improve operational efficiency. Harnessing intelligent automation, the platform enables institutions to offer rapid digital account opening, complete identity verification, and efficient onboarding processes, minimizing manual intervention and customer friction.

Banks benefit from a unified solution that integrates with major core providers, facilitates regulatory compliance (including KYC, KYB, and AML checks), and offers a modern, self-service banking experience across desktop and mobile devices. White-label capabilities are included, allowing organizations to fully brand the customer-facing experience. The adaptive pricing model supports institutions of all sizes as they grow in the digital era.

Features

Rapid Digital Account Opening: Customers can open accounts in under 3 minutes with integrated KYC and fraud checks.
Automated Business Onboarding: Simplifies the onboarding process by gathering documents, performing KYB/AML, and setting up accounts in core systems.
Comprehensive Compliance: Integrated KYC, KYB, and AML verification for regulatory adherence.
Unified Integration: Connects smoothly with core banking systems via direct or partner integrations.
White-Label Support: Delivers fully branded web and mobile apps for banks under their own identity.
Self-Served Features: Enables customers to manage accounts and reduce operational workload through modern digital interfaces.
Cross-Platform Availability: Accessible on desktop, responsive web, and native iOS/Android apps.

Use Cases

Accelerating digital account opening for retail banking customers.
Streamlining business and commercial client onboarding processes.
Ensuring regulatory compliance with automated KYC, KYB, and AML checks.
Deploying branded digital banking experiences through white-label solutions.
Reducing manual workload and operational bottlenecks in banking operations.
Enhancing customer satisfaction with seamless self-service banking features.

FAQs

Is Linker Finance available on mobile devices?

Yes, the platform is accessible via responsive web as well as native iPhone and Android applications.
Can Linker Finance integrate with my bank’s core provider?

Yes, integration is supported either directly or through certified partners covering all major core systems.
Does Linker Finance offer a white-label solution?

Yes, the platform can be fully branded and deployed under the bank's own name and domain.
Who owns the customer data managed by Linker Finance?

All data and customer relationships are owned by the bank using the platform.
What security standards does Linker Finance follow?

Linker Finance is SOC 2 Type II and PCI compliant, with regular pen-testing and stringent deployment procedures.